AI credits are a single pool that belongs to the subscription owner and is shared by all team members. The daily limit is that of the owner's plan, and every message sent by any member draws from that same total. Members don't have a separate quota and can't buy credits on their own: they use the owner's pool. This keeps control centralized, while the history of who used what is still recorded per user. If your team uses AI heavily, the owner can raise the limit by upgrading the plan or by buying one-time credit packages.